:root{--blue:#365cf5;--blue-d:#2a48c9;--navy:#172f60;--ink:#16213a;--muted:#5d6b82;--line:#e3e8f1;--soft:#f5f7fb;--tint:#eef2ff;--green:#1f9d7a;--amber:#b7791f;--bg:#fff;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 "Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}h1,h2,h3{line-height:1.15;margin:0;letter-spacing:-.02em}p{margin:0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;z-index:50;background:#fff;padding:8px 12px;border-radius:8px}
:focus-visible{outline:3px solid #7f9bff;outline-offset:2px;border-radius:6px}
/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid transparent;transition:border-color .2s}
.top.scrolled{border-color:var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:750;font-size:1.45rem;letter-spacing:-1px}
.brand i{display:grid;place-items:center;width:36px;height:36px;border-radius:10px;background:var(--blue);color:#fff}.brand span{color:#b8c5e5}
.nav{display:flex;align-items:center;gap:26px}.nav a{color:#3b4860;text-decoration:none;font-size:.94rem;font-weight:500}.nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;justify-content:center;min-height:44px;padding:0 20px;border-radius:10px;font-weight:600;font-size:.95rem;text-decoration:none;transition:background .15s,transform .15s,box-shadow .15s}
.btn.primary{background:var(--blue);color:#fff;box-shadow:0 6px 18px rgba(54,92,245,.25)}.btn.primary:hover{background:var(--blue-d);transform:translateY(-1px)}
.btn.ghost{border:1px solid var(--line);color:var(--ink);background:#fff}.btn.ghost:hover{border-color:#c7d2ea}
.nav .btn{color:#fff;min-height:40px;padding:0 16px}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;color:var(--ink)}
/* hero */
.hero{padding:72px 0 40px;background:radial-gradient(1200px 500px at 85% -10%,#e7edff 0,transparent 60%),radial-gradient(800px 400px at -10% 10%,#f1f4ff 0,transparent 60%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:700;letter-spacing:1.4px;color:#5870b8;text-transform:uppercase;margin-bottom:18px}
.eyebrow b{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 0 rgba(31,157,122,.6);animation:ping 1.8s ease-out infinite}
.hero h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:780}
.hero h1 em{font-style:normal;color:var(--blue)}
.lead{font-size:1.14rem;color:var(--muted);margin:22px 0 30px;max-width:560px}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.note{font-size:.85rem;color:var(--muted);margin-top:18px}
.stage{position:relative}
.frame{border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 30px 60px -20px rgba(23,47,96,.28);overflow:hidden}
.frame-bar{display:flex;gap:6px;align-items:center;padding:10px 14px;border-bottom:1px solid var(--line);background:#fafbfe}.frame-bar i{width:9px;height:9px;border-radius:50%;background:#dfe4ee}.frame-bar small{margin-left:10px;color:#8a95a8;font-size:.75rem}
.phone{position:absolute;right:-14px;bottom:-48px;width:30%;border:6px solid #121a2e;border-radius:26px;overflow:hidden;box-shadow:0 24px 50px -12px rgba(0,0,0,.35);background:#fff}
.tag{position:absolute;left:14px;top:48px;background:rgba(23,47,96,.9);color:#fff;font-size:.72rem;font-weight:600;padding:4px 10px;border-radius:999px;letter-spacing:.3px}
/* sections */
section{scroll-margin-top:80px}.sec{padding:96px 0}.sec.alt{background:var(--soft)}
.sec-head{max-width:660px;margin-bottom:48px}.sec-head h2{font-size:clamp(1.8rem,3.6vw,2.5rem);font-weight:760}.sec-head p{color:var(--muted);margin-top:14px;font-size:1.05rem}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px -18px rgba(23,47,96,.35);border-color:#d3dcef}
.ico{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--tint);color:var(--blue);margin-bottom:18px}
.card h3{font-size:1.1rem;margin-bottom:8px}.card p{color:var(--muted);font-size:.96rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.honest{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px}
.honest h3{font-size:1.05rem;margin-bottom:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.pill{border-radius:12px;padding:16px;font-size:.92rem}.pill b{display:block;margin-bottom:4px}
.pill.plan{background:#f1f4fb;color:#44506a}.pill.real{background:#e9f7f1;color:#1d6b53}
/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding:28px 24px;border-radius:14px;background:#fff;border:1px solid var(--line)}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:16px}
.step h3{font-size:1.08rem;margin-bottom:8px}.step p{color:var(--muted);font-size:.95rem}
.status{margin-top:28px;display:flex;gap:14px;align-items:flex-start;background:#fff8ec;border:1px solid #f4e0bb;color:#7a5412;border-radius:12px;padding:16px 18px;font-size:.93rem}
/* faq */
.faq{max-width:820px}
details{border-bottom:1px solid var(--line);padding:4px 0}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-weight:650;font-size:1.04rem}
summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:1.4rem;color:var(--blue);transition:transform .2s}
details[open] summary:after{transform:rotate(45deg)}details p{color:var(--muted);padding:0 0 20px;max-width:720px}
/* contact */
.contact{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;background:var(--navy);color:#fff;border-radius:20px;padding:44px}
.contact h2{font-size:clamp(1.6rem,3vw,2.2rem)}.contact p{color:#c3d0ee;margin-top:12px}
.contact .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.contact .cta{justify-content:flex-end}
/* footer */
footer{padding:48px 0 40px;color:var(--muted);font-size:.9rem}
.foot{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:28px}
.foot nav{display:flex;gap:20px;flex-wrap:wrap}.foot a{color:var(--muted);text-decoration:none}.foot a:hover{color:var(--blue)}
/* legal */
.legal{max-width:780px;padding:56px 20px 80px;margin:0 auto}
.legal h1{font-size:clamp(1.9rem,4vw,2.6rem);margin-bottom:10px}.legal h2{font-size:1.25rem;margin:36px 0 10px}
.legal p,.legal li{color:#35425a}.legal p+p{margin-top:12px}.legal ul{padding-left:20px}.legal li{margin:6px 0}
.draft{background:#fff4e5;border:1px solid #f1d19b;color:#6d4a0c;border-radius:12px;padding:14px 16px;margin:18px 0 8px;font-size:.93rem}
.meta{color:var(--muted);font-size:.9rem}
table{border-collapse:collapse;width:100%;margin:12px 0;font-size:.93rem}th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}th{background:var(--soft)}
/* reveal */
.rv{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}.rv.in{opacity:1;transform:none}
@keyframes ping{0%{box-shadow:0 0 0 0 rgba(31,157,122,.55)}80%,100%{box-shadow:0 0 0 8px rgba(31,157,122,0)}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.rv{opacity:1;transform:none}}
/* responsive */
@media (max-width:960px){.hero-grid,.split{grid-template-columns:1fr}.grid3,.steps{grid-template-columns:1fr 1fr}.contact{grid-template-columns:1fr}.contact .cta{justify-content:flex-start}.stage{margin-bottom:40px}}
@media (max-width:760px){
 .menu-btn{display:grid;place-items:center}
 .nav{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px 20px 18px}
 .nav.open{display:flex}.nav a{padding:12px 0;border-bottom:1px solid #f0f2f7}.nav .btn{margin-top:12px;border:0}
 .grid3,.steps,.two{grid-template-columns:1fr}.sec{padding:68px 0}.hero{padding-top:44px}.contact{padding:30px 22px}
 .phone{width:40%;right:-4px;bottom:-30px;border-width:4px;border-radius:18px}
}
.sec-head.flush{margin-bottom:0}.status-ico{flex-shrink:0;margin-top:2px}.gap{margin-top:20px}